Are echecks really checks?

EChecks provide the best of both paper and electronic laws and regulations to bank customers: + echecks are based on check law and have the same characteristics of paper checks but in all-electronic form. Account agreements include provisions for eCheck transactions. + the eCheck also provides consumers the protections and rights from Regulation E, which limits liability and establishes dispute resolution timeframes.

+ coupling the eCheck security technology with a sound legal structure reduces the exposure and risk of loss to banks and their clients. More.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.