Are Republicans more likely to have a balanced checkbook and are Democrats more likely to be in personal debt?

There is no cut and dried answer to your question, but it can be answered in general terms. Debt and the ability to balance a checkbook is more likely to be influenced by education level than with political party affiliation. For example; someone with a Masters degree in finance is probably going to know how to balance their checkbook.

If a person never graduated gh School and can only find work at minimum wage, they will be more prone to personal debt related issues. However, there are exceptions to every rule. Someone with very little formal education can go on to achieve financial success, but it is more difficult.

The Democratic Party has traditionally been associated with the working class, which is why you may think that they are more likely to be in debt. Conservatives often brand themselves as Republicans. Their free-market business attitudes tend to favor the rich.It's easier to afford a college education if you are wealthy.

Which brings us back to the person with the MBA who knows how to balance their checkbook. Still, there are many, very wealthy democrats in America. Socio-economic factors will ultimately be the biggest influence in a person's lifetime relationship with debt. Simply put, people will do what they are taught to do, and it is all influenced by their moral character and upbringing.

If you are taught from an early age to be responsible with your money, regardless of education level, you are far less likely to encounter problems with debt and money management. Whether you are a Democrat or Republican should be more of an ideological concept, than an economic one. Still, Americans tend to vote with their wallets in mind.

When the economy is bad and personal finances are in jeopardy, voters will cross party lines. You need only look at the results of the 2008 Presidential election to see evidence of that. The economy was faltering and a lot of red (traditionally Republican) states turned blue (Democratic).

So, whether or not you handle money responsibly, really has very little to do with whether you are a Democrat or a republican.

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