Most major insurance providers allow you to choose. They have their claim rep. Look over the damage, make the assessment and write you a check.
That's the amount you will be paid, you can appeal it, but that's a lengthy and not always positive process.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.