Can A Terminally Ill Policyholder Receive Accelerated Benefits?

The SGLI and VGLI programs offer an accelerated benefits option to terminally ill policyholders. A policyholder is considered to be terminally ill if he or she has a written medical prognosis of 9 months or less to live. All terminally ill policyholders will be eligible to take up to 50% of their SGLI or VGLI coverage in a lump sum.

Many commercial life insurance companies offer accelerated benefits in their policies. Accelerated benefits, paid prior to death, are, of course, not available for payment to survivors. A policyholder must submit SGLV 8284, Servicemember/Veteran Accelerated Benefit Option Form.

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