Can anyone recommend an HONEST and LEGITIMATE debt counseling company?

I am not looking to consolidate my debt. I am not looking to declare bankruptcy. I am interested in negotiating down my debt however.

A: Dave Ramsey's plan is the only way to go. It's hard work but it does work. More.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.