Can I get a credit card living & working in a small town in Jharkhand in Bokaro district?

If you have no past experience with credit cards usage, I suggest that you go in for a commercial Bank's credit card than any private company credit card. Since you have dealings with SBI, you may go in for a SBI VISA credit card. These days credit card issuing bank don't insist for having bank accounts with them, therefore you have choice of plentiful banks.

Besides SBI, you may go in for a VISA or MasterCard with Andhra Bank, Allahabad Bank, Bank of Baroda, Canara Bank, HSBC, ICICI Bank......list is long. Avoid taking up those bank's card which insist for minimum usage per month or so otherwise they levy penalties. Banks Like ICICI Bank issue life time free cards - No Joining Fee and No Annual Fee.

You may also visit various Bank's websites for details of all such cards and their usage, charges, cash withdrawals, payment options etc. You may have billing address wherever you like. Alternatively, you may also choose for periodical Bills / statements by email. For payment of bills ... more.

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