Can I get a small personal loan of 3k with chase if I have a credit card (chase freedom) with a balance of $1,200?

And now to actually answer your question correctly. Yes it will. Your debt to credit ratio is based on your credit card utilization and does not include installment loans.

What will not change is your debt to income ratio which has nothing what so ever to do with your credit score but does effect your ability to get other loans. Good luck and I hope this helped.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.