Can the cardholder overspend the available balance on their Visa Incentive card?

Many merchants cannot access the balance on the card, so it is important that cardholders know the balance before they shop. If the cardholder tries to purchase something that exceeds the value on the card, the transaction will be declined. However, the cardholder may choose to cover the difference with a second payment method.

When making the purchase, the cardholder will need to tell the cashier in advance how much to deduct from the Visa Incentive card and how much will be covered through the second payment method. Learn which merchants can provide your Visa Incentive card balance when making a purchase. More.

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