Can the cosigner repossess the car if the person is not making the payments?

If the co signers credit is going to be affected because of the lack of payments from the payee, and if the co signer is paying for the payments, then yes the car can be given over to the co signer, especially if the payee is not paying for the car that was agreed upon. Check with the finance companies, and your local state, county laws.

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