Can you avoid Administrative Wage Garnishment and all other collection trouble if you do not pay your student loan and go live in another country?

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There is no Statute of Limitation on the legal actions and collections of student loans. You can even have Social Security checks garnished for nonpayment. Consolidation of the loans will allow you to get a payment that is income sensitive; based on your ability to pay.

The new payment can be as low as $0, depending on your income. You can get help with consolidating at defaultms.com . It is a better option than leaving the country for the rest of your life Answer Any debt you have in the US does not necessarily effect your debt in another country.

However, as an American citizen you are obligated to file taxes every year and claim any income abroad. You do not have to pay US taxes if you earn below US$80K (it used to be $85K before Bush II). If you are entitled to any tax refund, it can still be collected to offset your loan.

Also, if you plan to return to the US at any time in the future, you will still be liable for any student loan debt that you have incurred. This can affect your credit rating and future wage garnishment in the future. Once you return to the US attempts to collect the outstadning debt will be activated.

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