Can you file bankruptcy on private student loans?

USC TITLE 11 > CHAPTER 5 > SUBCHAPTER II > § 523 (a) A discharge under section 727, 1141, 1228 (a), 1228 (b), or 1328 (b) of this title does not discharge an individual debtor from any debt (8) unless excepting such debt from discharge under this paragraph would impose an undue hardship on the debtor and the debtor's dependents, for (A) (i) an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution; or (ii) an obligation to repay funds received as an educational benefit, scholarship, or stipend; or (B) any other educational loan that is a qualified education loan as defined in section 221(d)(1) of the Internal Revenue Code of 1986, incurred by a debtor who is an individual The highlighted portion was added in 2003. It basically includes all student loans (including private student loans) that were taken to attend a college, university, or technical school in the United States The highlighted portion is important because private student loans have a difficult task meeting the requirements of a "qualified education loan" especially if they're pre-2005 Answer Yes you can! We recently had my husband's private student loan (for a local truck driving school) discharged.

$8,000 total and the bank didn't even attempt to collect.

Sadly, yes. What a way to start your life though. Adding that to your resume is not a great idea.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.