Converting traditional IRA to ROTH IRA?

I can answer the second portion of your question. You should pay estimated tax payments during the tax year to offset the new tax burden that you anticipate when you file for 2011. If you have not paid enough during the tax year itself, you can be subject to penalties.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.