If so, talk to your bank to see if they would like to take this loan, and if so, may find the terms with your bank to be better. But, I have seen so many times on Y/A, that a loan does not go through after you get the car and then the dealer wants it back. And yes, they have protection, but you may not and could be charged fees if by some chance your loan is not approved I think the article I attached, says it all and read the article and your agreement to see if you could be "dinged" if this does not work out.
Also check to see if somehow you can get financing on your own, if better or worst. The consumer report article gets you suggestions also good luck, and hope I am wrong.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.