Does FEGLI Basic Life Insurance decrease over time?

YES it can! You have 3 options to chose from at retirement. FEGLI Basic Life insurance #1, reduces 2% per month after the insured reaches age 65 to 25% of the original amount, #2, reduces to 50% of the basic amount and you pay a premium for the rest of your life, #3, NO REDUCTION and you pay a higher premium for the rest of your life.

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