Does flood insurance cover a gunite pool that broke from flooding water pressure and all the pipes broke?

Flood insurance covers damages to your home that are the result of a Natural Flood.

No. Flood insurance is intended to cover stated damage that results from naturally occurring floods, such as by hurricanes. At that, flood insurance is a separate, stand-alone policy.

It is often available through a Federal Flood Insurance program, and may be obtainable through local insurance agents. Flood insurance has specific requirements for the cause of loss and definitions of a "flood", such as that flooding must also occur on neighboring properties. The type of damage that you mention may come within the scope of a homeowners policy, subject to its terms and conditions.

You would need to check the terms of your policy.

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