Does getting denied for a mortage loan affect your credit score?

Yes, but not to the severity you must be thinking. Inquiries from banks viewing your credit score and report will lower your score by a few points, and excessive inquiries will hurt your chances of any lines of credit. Just don't apply for too many loans or credit lines (2 max a year) within 5 years of your expected application.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.