Expand/collapse My firm has been compensable claim free for over ten years. Why doesn't my Experience Factor get better each year?

Currently we only consider three years of experience in the calculation of the Experience Modification Factor. In order to give firms credit for more than three years of compensable-claim-free experience we would need to consider more than three years of experience in the Experience Rating Plan. We may change the plan in the future to consider additional years of experience.

More.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.