High Credit scores, not underwater, income not high enough for banks/credit unions?

You are probably losing money at Chase by either paying a monthly fee, or tying up funds at a very low rate to avoid the monthly fee; but if you do not mind, you can do what you want. But definitely keep the CU.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.