How are the tiered interest rates calculated?

If the three requirements are met, the first $25,000 earns the bonus interest rate, while all balances over that amount earn 0.50% APY. If the requirements are not met, the account functions as a free checking account with unlimited transactions, earning 0.10% APY. There is no minimum balance requirement.

The bonus rate may change at the bank’s discretion. More.

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