How can a dependent student borrow an Additional Unsubsidized Direct Stafford Loan?

A dependent student may borrow the additional amount by providing a copy of the parent's PLUS rejection letter and indicating to the Financial Aid Office that the student would like the unsubsidized loan. What is a PLUS loan? PLUS stands for Parents Loan for Undergraduate Students.

It's a federal loan designed to pay for educational expenses after grant and Stafford loan eligibility have been used. Interest is paid by the borrower. Repayment of the loan principle begins 60 days after the full disbursement of the loan.

Here are some facts about the PLUS loan: • Maximum loan amount = cost of attendance, including miscellaneous costs, less all other aid received. • The interest rate is 8.5% accruing from date of first disbursement. • First repayment is due 60 days after date of second disbursement.

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