How can any bank be solvent if they all practice fractional reserve lending?

The funny thing is, they are not subject to our rules and overview (the Fed is a perfect example). Governments love fractional reserve banking and especially fiat currency. They allow them to run up huge deficits and pass the costs on to us via inflation.

I wouldn't exactly call that a "service".

It's good to be a bank. We've agreed (as voting citizens) to give them special privileges in return for providing a service to us all, and being subject to our rules and overview. In return, they can make a lot of money.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.