How can God create beings against their will then hold them accountable?

I'd be all for reform if the included Freddie and Fannie in the reform. They were the proximate cause look that up, it's a legal/insurance term for the economic disaster we're in now. And what was the initial cause?

The Community Reinvestment Act which forced lenders to finance loans for unqualified borrowers. This caused the lenders to create the credit default swaps which Fred and Fran didn't supervise as they should have. And when was the CRA created?

1977, during that other loser's administration. James Earl Carter, Jr. And don't forget, that Barney Frank and Chris Dodd prevented the Bush administration from auditing Fred and Fran.

Neglecting to understand the terms of loans you sign doesn't make the bank a fraud...it makes the Aermican who ignorantly signs an idiot and now those idiots are blaming the government for not wiping their butts for them. I support their decision, as I support personal responsibility.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.