How Can I Stop My Defaulted Private Student Loans From Going To Court?

A lot of times they need the minimum amount so you can make forward progress. If you only pay part of your interest every month, you'll be unable to ever get out of those loans. Do whatever you can to pay back the loans- move into a cheaper apartment, eat on a budget, spend less on clothes/ entertainment, ask your boss for a raise or get a part time job somewhere.

If you pay $100 per month you'll take 50 years or more to pay it back... if you pay $1000 per month it'll only take about 5 years. You need to pay these loans out of default to get a good credit score, and if you can't pay back these loans there's no way you can pay back $300K for a home so lenders won't even look twice at you.

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