How do I choose the right credit counseling agency?

Reputable credit counseling organizations offer free public seminars, workshops and educational materials. They will be willing to assist regardless of your ability to pay. Any fees should be reasonable and listed clearly in writing.

Check to see that the agency has maintained a positive rating with their Better Business Bureau. Most importantly, if you do not feel right after meeting with a credit counselor, then consider it a red flag and seek help with a different agency. More.

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