How do I determine if participation in Partial Lump Sum would best meet my needs?

If you are thinking about the Partial Lump Sum, you should seek assistance from a financial advisor as needed. It is important to note that selection of a Partial Lump Sum payment results in a reduction of your lifetime retirement allowance. You should consider the uses of any lump-sum payment you will receive.

Generally, a use that enhances retirement income or savings may merit consideration on electing the Partial Lump Sum. On the other hand, uses that involve expenditures in depreciable assets or that are for leisure should be given careful consideration because they may compromise your long-term retirement income. More.

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