Ans. For password based operation, only one user can operate the account. Joint holders will have to give a power of attorney to one joint holder among themselves.
For smart card based operation, in addition to what is stated above, all the joint holders can operate the account independently or jointly using multiple authorisation facility. More.
Ans. You have to nominate one individual as a Power-of-Attorney who would operate the joint account.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.