How is interest accrued on an Irwin Union Bank CD?

Interest begins to accrue on the business day the CD is opened. If the CD request is received after 8:00 p.m. Eastern Time on a business day, Saturday, Sunday or Federal holiday the CD will be opened and interest will accrue as of the next business day.

Our business days are Monday through Friday, excluding Federal holidays. CD Interest Accrual/Interest Compounding/Payment Frequency: 3 to 11 month term: Accrues daily / Compounds at maturity / Paid at maturity. 12 month term and greater Accrues daily / Compounds Quarterly / Paid quarterly.

These CDs have the option of receiving interest payments monthly or at maturity upon request. More.

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