How many credit cards is too many? too many hurts your credit score but too few?

1 Placer14, regarding your answer "According to most sources, the best thing to do is maintain a lower open credit line to balance ratio. ":A quick sidenote, my personal recommendation is 3 cards. I use the two with the lowest APR for regular purchases and pay them off monthly.

This will raise your credit score by having a regular revolving balance. The 3rd will be for emergencies if you need it. Just remember not to over extend yourself.

This money that you're spending is not yours. Don't get in the habit of spending other people's money as it will chain you down in the future when you want to make bigger plans.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.