How much can your credit score vary from one credit bureau to another?

It is actually possible to have poor credit with one bureau and excellent credit with another, I have actually seen it on my own reports. Your credit score is dependent on what appears on each report and some companies don't report to all three bureaus also the different bureaus will even have a small score difference sometime with the exact some info on all three reports. In example, lets say on one report you have 3 negative accounts, but on the other two reports these accounts weren't reported, as a result two of your credit scores would be significantly higher than the third.

The upside is the score that matters in most cases is your mid-score. Meaning if I had 723, 530, 680 my score would be 680. Though some companies only pull from one bureau when checking credit, bigger loans like mortgages use this mid-score.

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