I am 21 years old and can't afford to live let alone pay off my medical bills and studen loans. PLEASE HELP!?

Unfortunately where to get a high-paying job is the question everyone's asking nowadays. Seek loan consolidation -- or possibly bankruptcy, considering you have no property to lose. You can see a credit counselor or a lawyer, just make sure you know exactly what you're getting into.

First of all, prayers for healing and getting back on your feet - literally and financially. And next, here are some tips: 1) Not sure what state you are in, so see if there is a Benefit Bank online site there. Example: I'm in Ohio, and we have the Ohio Benefit Bank.It's in many states in the USA, but not all.

Check their main site and menu for your state. If you cannot find one, ask the Attorney General Office of your state for help. There may be a similar place to turn for public assistance in your state.

2) Contact each place you are behind in financially to ask for assistance. There should be something for low income assistance for utilities, for starters, and a forbearance for student loans to defer payments (interest will still accrue, though) . And again, ask for help in #1 above, if all else fails.

3) Look for seasonal work, an internship or even volunteer work, as these can often lead to additional part time work. Local malls may be a great place to start looking. Also, don't go-it alone: network.

Tell relatives, friends, neighbors, etc. That you are looking for work. That can often open up opportunities of all types. 4) Sign up with some temp services in your area so they can help you find work.

Make sure your voicemail is professional, by the way, so when they call it doesn't sound childish or silly. And be available to work. 5) Reach out more online, too, similar to as you are here: Get help from job / career services sites like one linked below.

They offer resume and cover letter help, job interviewing tips, online job search tools and more. Have someone quiz you on the top 5 interview questions asked (they are on the site). And do some homework on what's best to say, how to dress, etc. 6) Research how to start and grow a business - online or off- with the skills you already have.

Many teens today even do this successfully. You could work from home online. There are tons of library book on this topic and Entrepreneur sites / magazines, etc.Start on a shoestring budget even just part time.

Pass out flyers (door to door) locally telling people you can help with yard work, car washes, cleaning, etc. Look for projects to do on freelance contractor sites like Odesk and Elance: do data entry, web research, etc.. Keep actively pursuing the above, doing something every day (get your own system going doing a little of each of the above, for instance), and followup, plus be positive. Help others along the way, too.

Go to a non-profit organization like consumercreditcounseling.org to get financial guidance. You can search and find them on the web. You obviously were not prepared to live on your own.

What happened to your family? Ever heard the story of the prodigal son? It might be a good story to read.By family, I mean parents, grandparents, aunts and uncles.

They can't all be bad. Had you asked us a few years ago, if you should be on your own, your know the answer. Living on your own is expensive and generally challenges two people that share expenses even when they have decent jobs.

And they cover their risks with short term disability and long term disability and health insurance, as well as with emergency savings. A lot of financial and career planning before making a move like that.It is very tough out there and people have to prepare and work hard and cut expenses to make it. Good luck!

You are the kind that colleges love. They get your money and you fail the classes. It's time to call your family and ask for help.

Only you know what kind of work you are qualified to do.

Gas stations, grocery stores and restaurants are always hiring. ALWAYS! Go apply at one of them.

Target and Wal-Mart too. Work overtime. Set a 2nd job.

A 3rd one too if you arent getting any overtime.

You don't need one job that pays better. You need 3 jobs that pay better. You're going to be working 2 or 3 jobs for a while.

Just keep looking - that's literally all you can do. Talk to friends. Make yourself available on Craigslist or odd jobs, babysitting, helping people move - whatever little stuff you can string together in your spare time.

Also - while you do have to pay back your loans - you do not have to pay back your grants. Nor do you have to pay back your fees. PLEASE get better informed about what you actually do or do not owe.

There's no point in freaking out about stuff you don't have to pay back. You might want to look into some sort of debt consolidation program (NOT the scammy kind), you might try and settle your medical debts. Sometimes you can negotiate the costs down if you talk to the billing department.

You can make some extra pocket change by doing things that I have done that are chronicled on my blog >> studentmakingmoneyonline.blogspot.com.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.