I have no credit but can I get a loan without a co signer but with a downpayment instead? or do I need a co signer?

Or do I need a co signer Asked by bhizzack 14 months ago Similar questions: credit loan signer downpayment Business > Financial Services.

Similar questions: credit loan signer downpayment.

You probably won't be able to get a personal loan without any credit. If you're talking about a mortgage, your house is collateral for the loan. The bank takes your house if you don't pay the loan.

But where you have no credit, the bank is probably going to require you to put down 20% to 40% of the purchase price. Some loan companies might go with 20%, but in both cases, you're going to have a higher interest rate (although interest rates are incredibly low, so historically a 5% interest rate is really low).

If this is for an auto loan you might not be charged as high an interest rate but your job history or ability to repay is what they'll most likely consider. To get an unsecured loan you'll have to show proof of stable employment history.

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I am a co-signer on a Sallie Mae student loan. The principal borrower is not making payments. When I make the payments.

I recently got my car repossessed with my grandmother as the co-signer. What's going to happen to her credit now?

I need an installment loan for $2000 with bad credit.

How often do you need to get a loan to keep your credit going.

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