Similar questions: secured credit card help score.
Unfortunately rebuilding bad credit is a long and hard process, If it was easy, people would be maxing out cards, defaulting on loans, then filing bankruptcy and starting it all over again. THAT would ruin companies. Its HARD for a reason, hopefully to get people to learn how to control spending an be responsible.
Some tips at this website may helpcredit.about.com/od/creditrepair/qt/rebu..." rel="nofollow">credit.about.com/od/creditrepair/qt/rebu... htm.
Get small amounts of credit, make some small purchases, and PAY THEM BACK. That's the only way to build up a record. Banks and credit bureaus are looking for evidence that you will pay back their loans responsibly - that you are a good bet for them to make.
There is no quick way - it is proving to them, over time, that you are to be trusted.
" "I am 18 and my credit score is 653 and I have had a credit card for 8 months. How Can I raise it? " "what does "dividend" mean in financial jargon?
For example what is a dividend credit card?" "What do you think about getting a secured credit card to increase your bad credit? Is it worth paying for credit? " "If I add my fiance as an authorized user to my credit card and he has bad credit, will it affect my credit score?" "What is the best way for a young adult to get a credit card?
The only cards that son could get is a secured card. " "Other then a Secured Credit Card How May I Get a Real Charge Card with no Credit or Poor Credit?" "To raise my score I have been told that 2 new credit cards may help. But I have 5 already maxed out.
What should I do?" "How do I know my own credit score? " "Does adding someone to a credit card as an authorized user help their credit?
I am 18 and my credit score is 653 and I have had a credit card for 8 months. How Can I raise it?
The only cards that son could get is a secured card.
To raise my score I have been told that 2 new credit cards may help. But I have 5 already maxed out. What should I do?
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