My babies were all chubby too. Cloth was always so much nicer to their fat thighs than sposies. I've never used a diaper service so I don't know how much they cost.
There are a lot of good websites that can help you get started. Do you know what kind of diaper you want? Prefolds, fitteds, all in ones, pockets?
You can read reviews of different diaper brands. http://www.diaperpin.com/diapers/diaperp... You can go to the FSOT at http://www.diaperswappers.com and http://www.diaeprtraders.com to buy used diapers. They're a lot cheaper than buying them new.
You can buy one of each kind you're interested in so you can compare them before you invest a lot of money in them. The forums are also a great place to ask questions. You can ask the moms of other chubby babies which diapers they prefer.
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