I hear you! And no there isn't such a thing. We must pay huge premiums for no coverage unless something major happens.
And the $695.00 is the MINIMUM tax penalty if we don't have Obamacare compliant insurance. The max for 2016 will be 2.5% of your modified gross income.
No, not that meets the requirements of the Affordable Care Act. That $695 penalty is $58/month. You can't buy insurance for less than $58/month.
The penalty is designed to make the appropriate choice obvious.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.