If a strange man came to your door, saying his car broke down and asked to use your phone, would you let him?

Auto finance is what I do for a living and two things could have happened. First, dealers submit people and lenders approve them based on the information on their credit applications, the structure of the deal and the information on their credit reports. If anything proves out to not be accurate the lender reascends their approval Second is whats called a spot delivery.

This is when some idiot Finance person signs up a customer to take them out of the market and make them think they are owners when in fact they don't have a actual approval in hand. Then when they do get a real approval they call the customer back and have them come back in and sign new paperwork normally requiring more down payment and a increase in interest rate and payment. In your case it sounds like a case of to much advance, this is why they switched you to a new car with big rebates.

This will lower the L.T.V. (loan to value) amount and make the deal more acceptable to the lender. And just so you will know approvals are good for 30-days not 7. Good luck.

The easiest thing to do is call your salesman and ask him or her what kind of new car and payments your approved for. With a 540 beacon you lucky to get approved. Since the dealership gave you the car the Police can not help in any way because the dealership told you to take the car.

If you signed a BCA (borrowed car agreement) and it has a return date, then they can call the Police on you. I would try to work it out. A new car will not cost you anything except oil and gas for a long time.

The used cars can cost a lot to maintain. I would try to work it out. Most dealerships will hire repo people to get their car back.

So they could get it from your house or work.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.