Auto Insurance Grace Periods I AM NEITHER A LEGAL PROFESSIONAL NOR AN INSURANCE PROFESSIONAL. THIS IS JUST A PERSONAL OPINION FROM A STRANGER AT A WEB SITE: There is almost always a grace period; I think 30 days is common. In some cases it's legally URL1 may not even be an issue in your case.
I suspect the draft payment is processed a few days before the due date, so that the accident may well have been in a time period covered by your previous payment. I'm assuming you took care of the premium payment as soon as you found out about the NSF.
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