If the homeowner's association suing us is threatening to evict us and have the court order the sale of our property at a public auction would a lien against our house automatically cause foreclosure?

The answer to your question depends on which state you live in. Some states allow unpaid homeowners' association (HOA) liens to be foreclosed as deeds of trust. That means that the HOA can file a document at the courthouse, run a notice of sale in the newspaper, and sell your home on the courthouse steps without a legal judgment.

Other states require that the HOA have a legal judgment against you in order to foreclose on your home In your situation, I highly recommend talking with a property law attorney immediately! An attorney can explain in detail your state's laws as they apply to your specific situation. If you cannot afford an attorney, look for pro bono legal agencies in your county or state.

Property law attorneys and pro bono agencies can be found in your local phone book.

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