If a senior relative cannot open a checking account and wishes to sign over an annuity check to a relative is that relative open to litigation for the senior's outstanding debts?

Signing over an annuity Not as long as the senior relitive is still living. The only problem you might run into is if a creditor has a lien agenst the annuity in that case you would not be able to collect the funds If the relitive signed the check over to you and then past away before you were able to deposit the funds the annuity may become part of the estate in that case the creditors would have to be paid first Answer No. However creditors may have a lien on the annuity and in that case they would have to be paid from the proceeds.

Signing over an annuityNot as long as the senior relitive is still living. The only problem you might run into is if a creditor has a lien agenst the annuity in that case you would not be able to collect the funds. If the relitive signed the check over to you and then past away before you were able to deposit the funds the annuity may become part of the estate in that case the creditors would have to be paid first.

No. However creditors may have a lien on the annuity and in that case they would have to be paid from the proceeds.

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