Total amps or calculated load has nothing to do with the number of breakers and their sizes. It is more complicated than adding the sum of the breakers, if you do that you will see that they would exceed 200 amps. It is based on square footage for the general receptacle and lighting loads,3000 watts is allowed for small appliances and this is just the beginning.
Some experienced electricians have trouble with the calculations. If you are trying to see if you have enough capacity for an addition or some upgraded equipment,and you have breaker space,the chances are you will be O.K. Overloading the service would cause the main to trip.
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