If you lock up your house and leave on a trip for 30 days or more is your homeowners insurance 'in peril' because the home is 'unoccupied'?
Br />Your policy probably contains a "Vacancy Clause" under Section I - Conditions. This usually refers to an insured moving out of the house and taking some or all of the personal property with him. A 30-day trip should not place your coverage in peril.
It would be a very good idea to designate a family member or neighbor to check it once a week for you. This would reinforce your homeowner responsibility to protect the property.
Your policy probably contains a "Vacancy Clause" under Section I - Conditions. This usually refers to an insured moving out of the house and taking some or all of the personal property with him. A 30-day trip should not place your coverage in peril.
It would be a very good idea to designate a family member or neighbor to check it once a week for you. This would reinforce your homeowner responsibility to protect the property.
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