Im 18 do I still have to get a learners permit if I didn't get it when I was younger?

No, the insurance is on the car and anyone with the owner's permission is covered. You only need to be named on the policy if you will be driving it on a regular basis.

No. Except for people living in the same household and people who drive another vehicle daily, there is no such thing, no such requirement, no possible way to list everyone in the world who holds a drivers license on any borrowed car, any car, any truck, any vehicle, on every insurance policy in the world. So many people have no idea how insurance works.

Automobile insurance 101 should be taught right along with drivers education.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.