Is It Morally Right For Banks To Do Loan Restructuring To An Alcoholic So That His Net Pay can rise?

Of course. I'm not sure where you are going with this question. Alcoholism is a disease and is treatable as a disease.Do you think alcoholics ought to be punished?

Banks have no business looking beyond the loan application. It would be immoral for a bank to look beyond the loan application and make a personal judgment about any applicant.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.