Is it possible to get a loan without a cosigner if you don't have any credit?

If you have collateral, something that is worth the price of the car, they might except that with bad credit. This way if you default on the loan, they will then go after the collateral. The catch 22 is if you had collateral, you probably would have decent credit.

You may have to go to less than reputable used car lots who are accustomed to bad credit clients. Hope that helps.

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