Is it wise to use a HELOC to keep income low to assist with keeping health insurance rates lower if you retire at 62?

Just note that when you move out, that $300 a month will seem like a pittance. Assuming you work full time, you should be grossing $1,600 a month and taking home about $1,200 a MONTH> You should be able to save a few hundred of that each month living at home unless you are spending your paychecks on stuff you really don't need.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.