Legal is not the right term, I know what you mean, but for a contract you would have a breech of contract or if one party knowing did something wrong in the process it might what is called a tort. If you have a valid contract then read it word for word, do not ask a friend their opinion, guess, etc, read every single word until you understand it. When there has been a valid transaction (verbal or based off a contract) neither party can unilaterally reverse /unwind the contract.
I sell you my lawn mower for $200 and write up a bill of sale signed by both parties, I can call you a month later and say....Sorry I need you to bring back my lawn mower, give me back $400 and then paint my house while wearing a tutu. And if you agree OK, then you agreed. Nothing wrong with that, we have agreement one - all good, then my request and you accepting.
So the the seller can ask, and you say, I consider this transaction completed do not want to enter into any new agreement. Thank you and take care. You need to add some facts.
Private or dealer, do you have the properly endorsed title, have you transferred it to your name yet (I suggest you do that ASAP) Was this a dealer fronting you the car then saying the loan is not approved? That is a common technique to get the customer back in and have then sign a new contract with higher rates, car price and fees. How much was the purchase price?
Consult and attorney if needed, it might be work the fees.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.