The hole point of a drop through is so you can get closer to the ground and you won't speed wobble but the con of that is that your board is not over your trucks so you will have a smaller turning radius and you won't have as much traction on the road. I recommend a top mount for cruising and a drop through for downhill and freeride because it will be easier for you because you are just starting longboarding. If you watch alot of videos you will see that the pros ride topmounts at 60 plus mph and thats because they are comfortable on there boards so they can take away the risk of speed wobbling and have more traction.
But also on a drop though longboard you can make it a top mount too. You just take the baseplate off the board and mount it to the bottom of the board. This is why a drop through board is good too.
Good luck with longboarding tho and remember spread the stoke!
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