Looking for difference in Insurance premiums on Medicare Supplement Plan F and Plan G ( South Carolina )?

High deductible is cheapest but still not cheap. It means that you have to pay every penny of your medical expenses yourself until you've reached the deductible limit. Low deductible is very expensive.

If you are young and relatively healthy, your medical expenses shouldn't be more than you can cover yourself anyway. You want the cheaper policy. What you need coverage for is the catastrophic injury or illness.

When choosing, it's very important to know and understand what the limits are, if any, on catastrophic coverage.

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