Must an unsecured creditor's be treated alike under a chapter 13 plan?

No. If there is a reasonable basis for doing so, unsecured debts can be divided into separate classes and treated differently. It may be possible, therefore, to pay certain unsecured creditors in full while prying little or nothing to others.

12. How much of a debtors income must be paid to the chapter 13 trustee under a chapter 13 plan? Usually all of the disposable income of the debtor and the debtors spouse for a three-year period must be paid to the chapter 13 trustee.

Disposable income is income received by the debtor and his or her spouse that is not reasonably necessary for the support of the debtor and the debtors dependents. 13. When must the debtor begin making payments to the chapter 13 trustee and how must they be made?

The debtor must begin making payments to the chapter 13 trustee within 30 days after the debtors plan is filed in the court, and the plan must be filed with the court within 15 days after the case is filed. The payments must be made regularly, usually on a ... more.

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