My spouse is also offered a Dependent Care FSA at work. Can we each elect the maximum amount allowed under our respective Dependent Care FSA plans?

No. The maximum amount allowed under a Dependent Care FSA is a household limit set by the IRS. You can each elect a Dependent Care FSA at your respective workplaces, but the total dollar amount for your household cannot exceed the annual IRS maximum ($5,000 if single or if married and filing jointly; $2,500 if married and filing a separate return).

Yes. The IRS does not limit the maximum amount allowed for Medical FSA elections. However, you cannot receive payment for the same services from both plans (no double-dipping).

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