Similar questions: Homeowners insurance Tower admitted carrier state Calif.
Yes Yes, it is. This is from their Website: Tower Insurance Company of New York (operating as Tower Select Insurance Company in California) twrgrp.com/index.php .
Yes, more than likely Tower has claims personnel in California if they are doing business in that state. Yes, if you have a claim in the first two years -- or at ANY time with ANY insurance company, not just Tower -- your premiums could go up. It's just the way insurance works: if you pose a greater risk to the insurance company, the more you're going to pay in premiums.
Now, one claim may not affect your premiums, but if you file multiple claims at any time, you and/or your property is going to be deemed -- fairly I might add -- a higher risk to cover by the insurance company. If at any time you are unhappy with your current homeowners insurance company, be sure to shop around. I'm always recommending a free quote service like CheapInsuranceQuotes.us because they can get you a lot of quotes from multiple insurance companies really fast.
You'll learn all your options real quickly with them. It's a nice service. And it's free!Us.
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What can I do when my homeowners insurance company refuses to pay anything after my home burned down.
How is TSC Direct Insurance Co. For auto and homeowners insurance?
I'd like to know more about homeowners insurance, why I need it and how I can save money on it.
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